UBI P.O.EXAM SOLVED PAPER

1. A hockey player is supposed to know the meaning of the term?
(A) Dead Ball
(B) Bouncer
(C) LBW
(D) Penalty Corner
(E) Frozen Ball
ANS: D
2. Which one of the following have provided bailout package to Ireland to deal with its debt crisis?
(A) EU only
(B) IMP only
(C) World Bank only
(D) Only (A) and (B) above
(E) All (A), (B) and (C) above
ANS: D
3. Which one of the following Indian Company is the only company from India to be included in the Top Ten 2010 Value creators Global Ranking released by global management consulting firm BCG?
(A) RIL
(B) Tata Steel
(C) Bharti Airtel
(D) JSPL
(E) Bajaj Auto
ANS: D
4: Which one of the following has launched guidebook on standards for exporters?
(A) RBI
(B) SEBI
(C) IBA
(D) UNIDO
(E)UNESCO
ANS: D
5. BIPA with Sudan comes into effect was the news in various newspaper recently. It is an agreement for?
(A) Investment in a country
(B) Peaceful use of atomic power
(C) Allowing students to visit each others nation
(D) Allowing people to come for medical treatment
(E)
ANS: A
To form an alliance with each other in case of a war
6. In which one of the following sports Sandhya Rani Devi bagged
Silver in Asiad 2010, Games?
(A) Shooting
(B) Squash
(C) Taekwondo
(D) Ten-pin bowling
(E) Wushu
ANS: E
7. Which of the’ following terms is normally not seen in the field of
International Relations?
(A) Exchange Rate
(B) Free Trade
(C) MFN
(D) Alluvial Soil
(E) OECD
ANS: D
8. According to mid term review of Indian economy, which one of the following segments will be the major contributor to GDP growth?
(A) Agriculture
(B) Industry
(C) Services
(D) Mining
(E) None of these
ANS: C
9. Which of the following films directed by Aamir Khan was sent for OSCARs Award nominations from India?
(A) Rang De Basanti
(B) Peepli Live
(C) Tare Zamin Par
(D) Lagan
(E) None of these
ANS: B
10. In which one of the following states, population growth rate is lower than national average?
(A) Dethi
(B) Gujarat
(C) Chhattisgarh
(D) Himachal Pradesh
(E) Orissa
ANS: E
11.In broad gauge, the distance between the rails is
(A) 1.00 metre
(B) 3 metre
(C) 1.67 metre
(D) 2.67 metre
(E) 0.76 metre
ANS: C
12. Who is Indra Nooyi?
(A) CEO Coca Cola
(B) CEO PepsiCo.
(C) Managing Director Nano Division
(D) India’s permanent representative to UNO
(E) None of these
ANS: B
13. ET Now and CNBC TV18, TV Channels essentially broadcast
(A) English News
(B) Classic English Movies
(C) Political Events and News
(D) Business and Economic News
(E) All important national and international news in English
ANS: D
14. Amongst the following sports men/women, who has won the first gold medal at Guangzhou Asian Games?
(A) Yuan Xiachao
(B) Wang Migluen
(C) Zhu Oianward
(D) Takeshi Matsuda
(E) Wu Jingbiao
ANS: A
15. With which one of the following fields was Satyajit Ray associated?
(A)Films
(B) Sports
(C) Social Work
(D). Drama
(E)Short Stories
ANS: A
16. ‘Daniel Vettroi’ is captain of which one of the following teams?
(A) New Zealand Cricket Team
(B)South Africa Cricket Team
(C)New Zealand Basket Ball Team
(D) West Indies Cricket Team
(E) Australia Cricket Team
ANS: A
17. Who amongst the following carried Indian Tricolour at
Guangzhou Asian Games?
(A) Sania Mirza
(B) Saina Nehwal
(C) Gagan Narang
(D) Suranjay Singh
(E) Randhir Singh
ANS: C
18. Financial ratio analysis of a company helps in understanding—
1. The long term debt raising capacity
2. The short term solvency
3. The reasons for fluctuation in its stock prices
4. The net worth of the company
5.The profitability
(A) 1,2,3,4
(B) 2,3,4
(C)3,4,5
(D) 3,1,2,4
(E) 1,2,4,5
ANS: E
19. Human breath is visible in winter but not in summer because—
(A) The difference in outside pressure gives visibility to breath
(B) Breath contains certain impurities and visible matters
(C) Water vapour in breath condenses in cold air, making it visible
(D) Breath has heat in it which evaporates in cold air giving visibility
(E) None of these
ANS: D
20. Which of the following is/are not the names of Seven North
Eastern States?
1. Jorhat
2. Manipur
3. Meghalaya
4. Agartala
5. Dimapur
(A) 1,2,3
(B) 2,3,4
(C) 3, 4, 1
(D) 1, 4, 2
(E) 1,4,5
ANS: E
21. According to a recent newspaper survey, which one of the following is the most preferred language for leisure reading among the Indian Youth?
(A) Hindi
(B) Marathi
(C) Bengali
(D) Telugu
(E) English
ANS: E
22. Who was Dr. C. Rangarajan?
(A) Chairman, PMEAC
(B) Member, Planning Commission
(C) Chief Economist, IBA
(D) RBI Governor
(E) Member, Minority Commission
ANS: D
23. Which of the following is an oilseed?
(A) Garlic
(B) Clove
(C) Cardamom
(D) Cumin Seed
(E) Mustard
ANS: E
24. The RBI reviews its credit and monetary policy at regular intervals and also in between. What is the purpose of the same?
1. To ensure that inflation does not cross the limit
2. To ensure that banks have enough liquidity
3. To ensure that cost of the fund does not reach a very high level
(A) Only 1
(B) Only2
(C) All1,2 and 3
(D) Only 2 and 3
(E) None of these
ANS: C
25. The name of the white revolution is associated with?
(A) J. V. Narlikar
(B) J.C.Bose
(C) Kurien Verghese
(D) M. S. Swaminathan
(E) C. Rangarajan
ANS: C
26. The cabinet committee recently approved the ‘IGMSY’ a scheme for the welfare of the people of India. Who amongst the following will get the benefit of the scheme?
(A) Mothers and pregnant women
(B) Children upto 12 years of age
(C) Youth
(D) Old and Senior Citizens
(E) All the above
ANS: A
27. The Govt. of India provides direct financial support to which of the following schemes?
(A) Jeevan Bharati Scheme
(B) ULIP
(C) Sampoorna Grameen Rozgar Yojana
(D) Packing Credit Guarantee Scheme
(E) All of the above
ANS: C
28. Who amongst the following is a famous Urdu author/poet who received Jnanpith Award recently?
(A)Akhlaq Khan Shabryar
(B)ONV Kurup
(C) Khushwant Singh
(D) Krishna Sobti
(E)None of these
ANS: A
29. Who amongst the following is the author of the Book ‘A Bend in the River’?
(A) V. S. Naipaul
(B) Arun Shourie
(C) Octavia Paz
(D) Daniel Defoe
(E) Walter Scott
ANS: A
30. Which of the following is called
the pink city of India?
(A) Kolkata
(B) Lucknow
(C) Kota
(D) Hyderabad
(E) Jaipur
ANS: E
31. Which of the following states got a new Chief Minister without
new assembly elections?
(A) Goa
(B) Madhya Pradesh
(C) Jharkhand
(D) Gujarat
(E) Delhi
ANS: C
32. A two days National level conference /event was organised in
Chandigarh in September 2010.
Which was the conference /event?
(A) Miss India 2010
(B) Asian Women Hockey Finals 2010
(C) Conference of the Finance Ministers of SAARC
(D) National Rabi Conference
(E) None of these
ANS: E
33. Which of the following Summits took place in Hanoi in October
2010?
(A) ASEAN Summit
(B) SAARC Summit
(C) G-20 Summit
(D) G-8 Summit
(E) None of these
ANS: A
34. The Reserve Bank does not have an office in?
(A) Kanpur
(B) Jaipur
(C) Lucknow
(D) Bhopal
(E) Gulbarga
ANS: E
35. A Badminton player is supposed to know the meaning of the term
(A) Bouncer
(B) Love
(C) LBW
(D) Punch
(E) Booster
ANS: B
36. Who amongst the following is the recipient of the Rajiv Gandhi Khel Ratna Award 2010?
(A) Ishant Sharma
(B) Hariom Singh
(C) M.S.Dhoni
(D) Sushil Kumar
(E) Saina Nehwal
ANS: E
37. India extended a credit of US $ 250 million to which of the following countries, which will be used for infrastructural development there?
(A)China
(B) Pakistan
(C) Myanmar
(D) Nepal
(E)Sudan
ANS: D
38. Which one of the following makes a case for intensive, modem farming?
(A) Higher output using organic method
(B) Remunerative price
(C) Cropping pattern
(D) Land acquisition for non agricultural needs
(E) None of these
ANS: C
39. In which one of the following States multi-thousand-food grain scam has recently been noticed by the High Court?
(A)M. P.
(B) Orissa
(C)Bihar
(D) Jharkhand
(E)U.P.
ANS: C
40. Which one of the following is the objective of Corporate Social Responsibility (CSR) issued by the Government?
(A), To ensure that Companies take steps for rehabilitation of project affected people
(B) To ensure that Companies use some of their profits for educating the project affected people
(C) To ensure that Companies provide health care to project affected people
(D) To ensure that Companies take preventive measures to avoid environmental damage
(E) None of these
ANS: A
41. The eleventh ‘five year plan’ of India is for the five years ranging
from?
(A) 2009—2014
(B) 2008—2013
(C) 2007—2012
(D) 2006—2011
(E) None of these
ANS: C
42. DSCR indicates the ability of a company to
(A) Meet its current liabilities
(B) Service its shareholders
(C) Meet its long term debt obligations
(D) Raise further capital
(E) None of these
ANS: C
43. An IPO is—
(A) Initial price offered by a private limited company to its shareholders
(B) An offer by an unlisted company for sale of its shares for the first time to the public
(C) Used to increase the share capital of an unlisted company
(D) A book building process
(E) None of these
ANS: B
44. A decreasing current ratio indicates
(A) A stable liquidity
(B) An increasing liquidity
(C) A strained liquidity
(D) Satisfactory current solvency
(E) None of these
ANS: E
45. Private equity investors, invest in a company based mainly on
(A) The age of the company
(B) The location of the company
(C) The activity undertaken by the company
(D) The creditability and the valuation of the company
(E) The existing profitability of the company
ANS: E
46. The synagogue is generally
(A) An epic
(B) A religion
(C) Jewish House of Prayer
(D) The Parsi temple
(E) A palace
ANS: C
47.Deuce is a term used in
(a) Polo
(b) Lawn tennis
(c) Badminton
(d) Boxing
(e) Volley ball
(A) a,b,c
(B) b, c, d
(C) c,d,a
(D) a,b,e
(E) b,c,e
ANS: E
48. ISI is the intelligence agency of
(A) United Kingdom
(B) United States of America
(C) Israel
(D) Pakistan
(E) India
ANS: D
49. Air Traffic Controller’s job involves—
1. Control of air traffic in and within vicinity of airport
2. Control of movement of air traffic between altitude, sectors and control centres
3. Following established procedures and policies for air traffic control
4. Control of commercial air line flights according to government regulations
5. To authorize and regulate
commercial airline flights
(A) 1,2
(B)2,3
(C) 1, 2, 3, 4
(D) 1, 2, 3, 4, 5
(E) 3,4,5
ANS: A
50. Animal assisted therapy is employed in?
(A) Operations
(B) ICU
(C) Old age homes
(D) Training animals
(E) Natural healing
ANS: D

Maharashtra Gramin Bank Officers 2009

GENERAL AWARENESS

1. The Govt. of India has taken a decision to open more IITs during the year 2008-09. These IITs will be in which of the following groups of States?
(A) Bihar,Rajasthan,Andhra Pradesh
(B) Andhra Pradesh,Orissa,Karnataka
(C) Karnataka,Tamilnadu,Kerala
(D) Uttar Pradesh,Madhya Pradesh,Bihar
(E) None of these
ANS (A)
2. Which of the following is /are NOT the highlights of the Union Budget 2008-09 ?
(1) A risk Capital fund is to be set up and maintained by one of the financial Institutes.
(2) Allocation for defence is reduced by 10% to make it Rs. 10,000 Crore.
(3) Several new scheme to be introduced for providing social security to the people in unorganized sectors.
(A) Only (1)
(B) Only (2)
(C) Only (3)
(D) Both (1) & (2)
(E) All 1,2 & 3
ANS (B) The amount allocated for for defence in the budget 2008-09 is Rs. 105600 Crore which is higher than that in the Budget 2007-08.
3. To help farming community the Govt. of India has decided to raise the minimum support price of Paddy for current Kharif marketing season. What is that Price ?
(A) Rs. 800/quintal
(B) Rs. 900/quintal
(C) Rs. 950/quintal
(D) Rs. 1200/quintal
(E) none of these
ANS (D) The purchase price recommended by the CACP fOR The Crop Year 2008-09 for general category Rice is Rs. 1000 per quintal and for A- Grade is Rs. 1050 per quintal.
4. Wchich of the following is the correct definition of the term commercial paper ?
(1) It is nothing but the popular name of the judicial stamp papers used to register financial transactions.
(2) It is one of the instrument through which corporate raise debt from the market.
(3) It is the name of the “Certificate of Deposits” provided by the banks to its retail customers.
(A) Only (1)
(B) Only (2)
(C) Only (3)
(D) Both (1) & (2)
(E) All (1),(2) & (3)
ANS (B)
5. As per the Railway Budget 2008-09 the operating ratio of Railways is pitched at which of the following levels? Approximately—
(A) 70%
(B) 75%
(C) 98%
(D) 90%
(E) 81%
ANS (E) As per the Railway Budget 2008-09 the operating ratio of Railways is pitched at 81.4% .
6. As per the new figures released in recent past what has been the ratio of taxes to gross domestic product (Tax-GDP)in 2007-08 ? Approximately —
(A) 8%
(B) 9%
(C) 10-%
(D) 11.5%
(E) 12.5%
ANS (E)
7. Which of the following companies has got “Navratna Status” recently ?
(A) National Mineral Development Corporation (NMDC)
(B) National Textile Corporation (NTC)
(C) Maruti Udyog Ltd.
(D) IDBI Bnak Ltd.
(E) None of these
ANS (A)
8. Who amongst the following established the “Anandvan” a rehabilitation centre for Leprocy patients in Maharashtra ?
(A) Baba Amte
(B) Pandurang Shashtri Athawle
(C) Medha Patkar
(D) Asaram Bapu
(E) None of these
ANS (A)
9. Thaksin Shinawatra’s name is associated with which of the follwing countries ?
(A) Singapore
(B) Thailand
(C) North Korea
(D) Soth Korea
(E) None of these
ANS (B)
10. Who amongst the following agreed to supply aircraft carrier “Gorshkov” to India for its defense services ?
(A) Russia
(B) France
(C) Germany
(D) Italy
(E) None of these
ANS (A)
11. Bhupen Hazarika is the recipient of the life time achievement award and is provided the status of the cabinet minister . Which of the following Stae Govt. has honoured him in this manner ?
(A) Orissa
(B) Assam
(C) West Bengal
(D) Maharashtra
(E) None of these
ANS (B)
12. Who amongst the following is the recipient of the “Kishore Kumar Award” given by the Madhya Pradesh Govt. ?
(A) Shabana Azmi
(B) Amitabh Bachchan
(C) Manoj Kumar
(D) Dev Anand
(E) None of these
ANS (C)
13.The Under -19 Cricket world cup 2008 was won by which of the following contries ?
(A) Malysia
(B) India
(C) Pakistan
(D) Australia
(E) England
ANS (B) India defeated South Africa in the final match by seven runs.
14. Who amongst the following was the chief guest in India’s Republic Day Function ?
(A) Samak Sundaravej
(B) Gordon Brown
(C) Boris Tadic
(D) Nikolas Sarkozy
(E) None of these
ANS (E)
15. Who amongst the following is the recipient of Padma Vibhushan given away recently ?
(A) Anu Malik
(B) Shan
(C) Asha Bhosle
(D) Sonu Nigam
(E) None of these
ANS (C)
16. Which of the following Staes tops in primary ,upper primary education in India ?
(A) Tamilnadu
(B) Haryana
(C) Gujarat
(D) Kerala
(E) None of these
ANS (D)
17. The 11th five year paln wishes to raise the existing 2% growth in agriculture and allied activities to which of the following levels by the year 2012 ?
(A) 8%
(B) 6%
(C) 5%
(D) 4%
(E) None of these
ANS (D)
18. As a policy the Reserve Bank of India wishes to contain inflation at which of the following levels ?
(A) 5%
(B) 4.5%
(C) 4%
(D) 6%
(E) None of these
ANS (A)
19. World Day of Water is observed on which of the following days ?
(A) March 22
(B) February 22
(C) January 22
(D) May 22
(E) None of these
ANS (A)
20. Who amongst the following players has completed 16000 runs in One Day International Cricket matches recently ?
(A) Anil Kumble
(B) Rahul Dravid
(C) Saurav Ganguly
(D) Irfan Pathan
(E) Sachin Tendulkar
ANS (E)
21. Why was the name of Anatolyevic Medvedev in news recently ?
(A) He has taken over as the president of Russia
(B) He has taken over as the prime minister of Russia
(C) He is the new president of South Korea
(D) He is the new prime minister of South Korea
(E) None of these
ANS (A)
22. International Desert Festival 2008 was organized in February 2008 in —
(A) Bhuj Ganganagar
(B) Ganganagar
(C) Bikaner
(D) Jaisalmer
(E) None of these
ANS (D)
23. The first ever Youth Olympic Games are scheduled to be held in 2010. These games will be orgsnized in –
(A) Moscow
(B) New Delhi
(C) Beijing
(D) Quala Lumpur
(E) None of these
ANS (E) The first ever Youth Olympic Games are scheduled to be held in 2010 in Singapore.
24. Who amongst the following has taken over as the president of Serbia ?
(A) Raul castro
(B) Stefen Spielberg
(C) Boris Tadic
(D) Jose Manual Ramos Horta
(E) None of these
ANS (C)
25. The general election in Iran are due in 2008. Iran elects its parliament for a period of —
(A) 2 years only
(B) 3 years only
(C) 4 years only
(D) 5 years only
(E) 6 years only
ANS (C)
26. Luciana Aymar who aws adjudged the world hockey player 2007 is from which of the following countries ?
(A) Germany
(B) Argentina
(C) Italy
(D) Russia
(E) None of these
ANS (B)
27. which of the following State Government has decided to provide ownership rights to Tribal over forest land being cultivated by them since last 10 years ?
(A) Madhya Pradesh
(B) Uttar Pradesh
(C) Maharashtra
(D) Andhra Pradesh
(E) None of these
ANS (A)
28. Which of the following committees recommended the revival of Cooperative Credit Institutions in States ?
(A) Vaidyanathan Committee
(B) Rangrajan Committee
(C) Sachchar Committee
(D) Rakesh Mohan Committee
(E) None of these
ANS (A)
29. As we all know the Chinese economy is a booming economy and its export have played a significant role in it. What was the share of China’s Export as compared to its GDP in 2007 ?
(A) 20%
(B) 30
(C) 40%
(D) 50%
(E) None of these
ANS (C)
30. Delhi won the Ranji Trophy for the seventh time in January 2008 by defeating ——-
(A) Railways
(B) Haryana
(C) Mharashtra
(D) Guajarat
(E) Uttar Pradesh
ANS (E)
31. Gagan Nrang , who got a silver medal in an International Championship held in Munich,is a/an —
(A) 100 metre runner
(B) Badminton Player
(C) Chess Player
(D) Swimmer
(E) Air Fifle Shooter
ANS (E)
32. As per the decision taken by the Govt. of India two financial inclusion funds are set up with an overall corpus of Rs. 500 Crore each. These funds- financial inclusion fund and financial inclusion technology funds are to be set up by the initial contribution made by the –
(A) SIDBI,NABARD & UTI
(B) NABARD,UTI & RBI
(C) Govt. of India,NABARD & RBI
(D) SIDBI,Govt. of India & IDBI Bank
(E) None of these
ANS (C)
33. As per the Govt. Policy the provision of the subsidy for interest subvention to Coopeartive Sugar Mills is done by which of the following agencies/organizations ?
(A) Commission for Agriculture cost & price
(B) Nationa Bank for Agriculture & Rural Development
(C) Ministry of Agriculture
(D) Natioanl Commission on Farmers
(E) None of these
ANS (B)
34. Banks these days have launched a new scheme product known as “Reverse Mortage” . The scheme is designed keeping which of the following groups of society in consideration ?
(A) Youngers who have just started earning
(B) Defense personnel whose life is always at high risk
(C) Senior Citizen
(D) Women who do not have independent source of income
(E) None of these
ANS (C)
35. Which of the following countries is governed by the Norweigen-mediated ceasefire Agreement to end its dispute with a group of rebellions ?
(A) Nepal
(B) Myanmar
(C) Afghanistan
(D) Sri Lanka
(E) None of these
ANS (D)
36. As per the news report SEBI has allowed short selling by FIs/MFs from ist February,2008 . What is “Short Selling” ?
(1) Selling of shares that the seller does not own at the time of trading
(2) Selling of shares on the same day or on the day they were alloted to the trader.
(3) Selling of shares on a much lower price due to turbulent market situations
(A) Only 1
(B) Only 2
(C) Only 3
(D) All 1,2 & 3
(E) None of these
ANS (A)
37. Prime minister os India on his visit to China a few months back signed a detailed agreement with the sama. What is/are the major highlights of the agreement ?
(1) Both the countries agreed to continue high level exchange of views. Indian President is invited to China.
(2) India to host joint millitary exercise in 2008.
(3) India has decided to raise the issue of Tibet in UNO. China has agreed for the same.
(A) Only 1
(B) Only 2
(C) Both 1 & 2
(D) Only 3
(E) All 1,2 & 3
ANS (C)
38. As per the reports in the leading newspapers Securities & Exchange Board of India (SEBI) has asked the Mutual Fund Industry to stop “MISSELLING” their scheme to investors. What is misselling of Products ?
(1) Misselling takes place when mutual funds are sold without telling the likely returns.
(2) When agents sell the products without telling investors what are the risk involved in investing in mutual funds.
(3) When agents invest somebody’s money in mutual funds without their knowledge , it is called Misselling.
(A) Only 1
(B) Only 2
(C) Only 3
(D) All 1,2 & 3
(E) None of these
ANS (B)
39. The sensitive Index of the Bombay Stock Exchsange keeps on changing positively and negatively both. Which of the following is/are the main reasons which contributed for his sudden change in the same ?
(1) Higher GDP growth
(2) Continuous foreign funds flow
(3) High volume of forex reserves
(4) Only 1 Recession in USA
(A) Only 1 & 2
(B) Only 2 & 3
(C) Both 3 & 4
(D) Only 2
(E) All 1,2 ,3 & 4
ANS (B)
40. The USA , as reported in the leading newspapers is proceeding towards ‘recession’. What happens when an economy goes in the grip of ‘recession’?
(1) GDP growth slow down
(2) People lose their jobs
(3) Foreign exchange reserve goes up substantially as lot of loans/grants star pouring in .
(A) Only 1
(B) Only 2
(C) Only 3
(D) Both 1 & 2
(E) None of these
ANS (D)