Apple's
smart phone also called i-phone ,the i-Phone 4 was launched in India on
Month of May 2011.It is the Aircel " known for mobile
carrier" launched the iPhone 4 with a new pricing model.Aircel will
charge Rs 34,500 for iPhones with a 16 GB memory. SO enjoy it.Subscribe To
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Tuesday, May 31, 2011
Apple IPod Price IN INDIA: 34000 approx.
Apple's
smart phone also called i-phone ,the i-Phone 4 was launched in India on
Month of May 2011.It is the Aircel " known for mobile
carrier" launched the iPhone 4 with a new pricing model.Aircel will
charge Rs 34,500 for iPhones with a 16 GB memory. SO enjoy it.
Friday, May 13, 2011
MICRO-FINANCE:-BOON 4 RURAL EMPOWERMENT
After the Grameen Bank of Bangladesh pioneered and
succeeded in the concept of Micro-Finance,many NGOs and other organizations
across the globe implementing it in
their nations The waves of this occurred in India too.In
Micro-Finance, loans of lower denominations (Rs. 500, Rs. 1000 etc.) are given
to people for a short term (3 months, 6 months, 1 year etc.) and the payment
frequency is typically in weeks. These loans have an astounding repayment rate
of more than 98% which even front-line banks aren’t able to match. Such loans
are similar to the normal village lending we see in local markets and sabji-mandis.
A
lot of organizations in India work towards giving micro-credits to rural
entrepreneurs. Vikram Akula's SKS Micro-Finance has made its niche in the
Indian sub-continent and has shown a phenomenal growth rate, changing lives of
millions. A lot of NGOs are also in the foray. While there are criticisms
against Micro-finance saying that it will take the rural entrepreneur to a
perpetual debt trap, the interest rates charged are very high etc., the
positives of Micro-finance can’t be ignored. It gives a villager the money he
requires at the time when he wants for
starting his own small business. Some banks are even giving micro-loans to
rural entrepreneurs considering it as part of CSR (Corporate Social
Responsibility).This is indeed a commendable effort.
India,
as a developing nation, needs to up-bring people in the rural areas. This is
because, though India is growing at an amazing growth rate of 9% and about to
touch a two digit one, the facts remain that more than 65% of the population
lives in villages, depending primarily on agriculture, and the growth rate
shown by agricultural sector is very less compared to other sectors.The growth
rate of India is majorily contributed by Services and Manufacturing sectors and
this suppresses the insufficient growth rate of agricultural sector and the
huge majority depending on that from coming to the limelight. This is
definitely not a good situation. Because, a nation can be considered to be
‘developed’ only when it’s entire population achieves economic stability, not
just the urban population or just lone sectors! Let’s hope that these small
efforts done by Micro-finance institutions and banks would mark the beginning
of a new economic revolution in India.
Tuesday, May 3, 2011
SBI ASSOCIATE BANKS CLERKS EXAM 2011 SOLVED PAPER
GENERAL
AWARENESS
Q:1 What is financial inclusion ?
(1) To provide a permanent employment to the unemployed
(2) To provide a 100 days job to all those who are in need of a job
(3) To provide banking services to all those living in remote areas
(4) To ensure that all financial transactions amounting Rs. 5,000/- and above are done through banks.
(5) To provide finances for all.
Q: 2 Recently the term 3G was very much in news and even a conference on it was organized in India. What is the letter 'G' denotes in 3G ?
(1) Grade
(2) Group
(3) Global
(4) Guild
(5) Generation
Q: 3 Some major banks and financial institutions in various Western countries were to wind up their business and/ or declare themselves in financial problems during last few years. This trend is technically known as _
(1) Devaluation
(2) Deformation
(4) Political backdrop
(5) Globalisation
Q: 4 Which of the following International sports events was organized in Delhi in October 2010 in which several countries participated ?
(1) Asian Games
(2) World Cup Cricket Tournament
(3) Asian Hockey Tournament
(4) Commonwealth Games
(5) None of these
Q: 5 Exporters in India get insurance cover and risk cover from which of the following organizations?
(1) SIOBI
(2) NABARD
(3) ECGC
(4) RBI
(5) None of these
Q: 6 Which of the following places in India does not have a Stock Exchange ?
(1) Kolkata
(2) Ahmedabad
(3) Mumbai
(4) Delhi
(5) Udaipur
Q.7 Hillary Clinton who was in India recently is the U.S. Secretary of--
(1) Commerce
(2) State
(3) Treasury
(4) Defence
(5) None of these
Q.8 If Indian Banking industry had demonstrated its resilience to external shocks in 2008-09, the credit goes to --
(A) Policies of the RBI & the Govt. of India
(B) Foreign aid/investments to Indian companies
(1) Only (A) (2) Only (B) (3) Only (C)
Q: 9 Tembhli village which was in news is in ---
(1) Bihar
(2) Rajasthan
(3) Orissa
(4) West Bengal
(5) Maharashtra
Q:10 Rohan Bopanna who represented Indian in an international event is a----
(1) Billiards Player
(2) Golf Player
(3) Chess Player
(4) Table Tennis Player
(5) Lawn Tennis Player
Q:11 AlBA Women's World Boxing Championship was organized in September 2010 in ---
(I) Rome
(2) New Delhi
(3) London
(4) Vienna
(5) Barbados
Q: 12 Mr. A. K. Antony a Union Minister in the Indian Cabinet recently signed an agreement with South Korea. This means the agreement is for the Cooperation in the field of--
(1) Agriculture
(2) Rural Development
(3) Defence
(4) Steel & Iron
(5) None of these
Q: 13 Sir Mota Singh who was Knighte by the Queen Elizabeth II earlier this year is---
(1) First Sikh Judge in UK
(2) first Sikh Minister in UK
(3) First Indian to become Vice Chancellor in Cambridge
(4) First Indian to become Governor of a State in USA
(5) None of these
Q.14 'Ayodhya' which was in news recently is a place in---
(1) Madhya Pradesh
(2) Bihar
(3) Rajasthan
(4) Jharkhand
(5) Uttar Pradesh
Q.15 Which of the following is the name of a private sector Bank in India?
(1) IDBI Bank
(2) Axis Bank
(3) Corporation Bank
(4) UCO Bank
(5) All are Private Banks
Q.16. The Govt. of India does no! provide any direct financial assistance to which of the following schemes?
(1) Mahatma Gandhi National Rural Employment Guarantee scheme
(2) Rural Health Mission
(3) Indira Aawas Yojana
(4) Jeevan Sathi Yojana
(5) Rajiv Gandhi Grameen Vidyutikaran Yojana
Q.17. What does the letter'S' denotes in 'AFSPA' ar abbreviation we very often see in newspapers?
(1) Slow
(2) Special
(3) State
(4) Solid
(5) Sovereign
Q.18. Which of the following terms is used in banking and finance?
(1) Abiotic
(2) Demand Deposit
(3) Fat scales
(4) A diabetic
(5) Cathode
Q.19. Which of the following is a food crop?
(1) Maize
(2) Cotton
(3) Palm
(4) Jute
(5) Jatropha
Q.20. Vedanta Alumina is a company operating in the area of ----
(1) Shipping
(2) Mining
(3) Cement
(4) Textiles
(5) Banking
Q.21. Names of which of the following rates/ratios cannot be seen in financial newspapers?
(1) Bank Rate
(2) Repo Rate
(3) Cash Reserve Ratio
(4) Pulse Rate
(5) Statutory Liquidity Ratio
Q.22. An individual visiting UAE will have to make his/her payments in which of the following currencies?
(1) Dirham
(2) Taka
(3) Baht
(4) Peso
(5) Dinar
Q.23. Who, amongst the following is NOT a famous writer?
(1) Sania Mirza
(2) V. S. Naipaul
(3) Chetan Bhagat
(4) Khushwant Singh
(5) Namita Gokhale
Q.24. 'Peepli Live' is a film directed by ---
(I) Anusha Rizvi
(2) Aamir Khan
(3) Kiran Rao
(4) David Dhawan
(5) None of these
Q.25. Which of the following is the Chemical name of the salt we use in our kitchen?
(1) Calcium Carbonate
(2) Calcium Chloride
(3) Sodium Carbonate
(4) Sodium Chloride
(5) Ammonium Sulphate
Q.26. The judges of the Supreme Court of India now retire at the age of---
(1) 58 years
(2) 60 years
(3) 62 years
(4) 65 years
(5) 68 years
Q.27. Operation New Dawn is the beginning of stability in---
(1) Afghanistan
(2) Iran
(3) Sudan
(4) Sri Lanka
(5) Iraq
Q.28. Which of the following books' is written by Kiran Desai ?
(1) A house for Mr. Biswas
(2) 3 Mistakes of My Life
(3) A Tale of Two Sisters
(4) The Inheritance of Loss
(5) Tale of Two Cities
Q.29. Jimena Na";'arrete who was crowned Miss Universe 2010 is from ---
(I) Mexico
(2) Venezuela
(3) Brazil
(4) New Zealand
(5) Italy
Q.30. India has an agreement with USA for producing energy in the form of---
(1) Hydraulic
(2) Thermal
(3) Nuclear
(4) Solar
(5) All of these forms
Q. 31 Which of the following is an economic term?
(1) Plaintiff
(2) Bunker Blaster
(3) Deflation
(4) Lampoon
(5) Zero Hour
Q.32. Which of the following awards is given to sports persons in India?
(1) Shantiswarup Bhatnagar Awards
(2) Arjuna Award
(3) Kalidas Samman
(4) Saraswati Samman
(5) None of these
Q.33. Which of the following is the trophy/cup associated with the game of cricket?
(1) Derby
(2) Merdeka Cup
(3) Santosh Trophy
(4) Duleep Trophy
(5) Durand Cup
Q.34. Who amongst the following can take benefit of the Social Security Fund established by the Govt. ofIndia for unorganized workers? .
(1) Primary school teacher
(2) Employee of Sugar Factory
(3) Textile Mazdoor
(4) Rickshaw Puller
(5) Clerk in a factory
Q.35. Shushil Kumar who won a Gold Medal at an international event is a famous---
(1) Wrestling champion
(2) Golf player
(3) Table Tennis Player
(4) Weight lifter
(5) None of these
Q.36. In case a major war breaks out between two nations, which of the following organizations/agencies will be seen in the battle field, in addition to the armies of the fighting parties?
(1) WTO
(2) Red Cross
(3) CARE
(4) OPEC
(5) All of these
Q.37. Which of the following is the abbreviated name associated with food security?
(1) ASHA
(2) PDS
(3) WTO
(4) OPEC
(5) NPA
Q.38. Which of the following is a good and rich source of vitamin 'C' ?
(1) Milk
(2) Radish
(3) Mango
(4) Lemon Juice
(5) Banana
Q.39. Who amongst the following Indian Prime Ministers was honoured Posthumously by the Govt. of Bangladesh for his/her contributions to the independence of the nation?
(1) Rajiv Gandhi
(2) Jawaharlal Nehru
(3) Indira Gandhi
(4) Lai Bahadur Shastri
(5) None of these
Q.40. Who amongst the following was never a Governor of the RBI?
(1) Bimal Jalan
(2) Y. V. Reddy
(3) Arup Roy Choudhury
(4) C. Rangarajan
(5) D. Subbarao
Answer:
(1) 3 (2) 5 (3) 3 (4) 10 (5) 5 (6) 5 (7) 4 (8) 1 (9) 5 (10) 5 (11) 5 (12) 3 (13) 1 (14) 5 (15) 2 (16) 1 (17) 2 (18) 2 (19) 4 (20) 2 (21) 4 (22) 1 (23) 1 (24) 1 (25) 4 (26) 4 (27) 1 (28) 4 (29) 1 (30) (31) 3 (32) 2 (33) 4 (34) 4 (35) 5 (36) 2 (37) 2 (38) 4 (39) 3 (40) 3
Q:1 What is financial inclusion ?
(1) To provide a permanent employment to the unemployed
(2) To provide a 100 days job to all those who are in need of a job
(3) To provide banking services to all those living in remote areas
(4) To ensure that all financial transactions amounting Rs. 5,000/- and above are done through banks.
(5) To provide finances for all.
Q: 2 Recently the term 3G was very much in news and even a conference on it was organized in India. What is the letter 'G' denotes in 3G ?
(1) Grade
(2) Group
(3) Global
(4) Guild
(5) Generation
Q: 3 Some major banks and financial institutions in various Western countries were to wind up their business and/ or declare themselves in financial problems during last few years. This trend is technically known as _
(1) Devaluation
(2) Deformation
(4) Political backdrop
(5) Globalisation
Q: 4 Which of the following International sports events was organized in Delhi in October 2010 in which several countries participated ?
(1) Asian Games
(2) World Cup Cricket Tournament
(3) Asian Hockey Tournament
(4) Commonwealth Games
(5) None of these
Q: 5 Exporters in India get insurance cover and risk cover from which of the following organizations?
(1) SIOBI
(2) NABARD
(3) ECGC
(4) RBI
(5) None of these
Q: 6 Which of the following places in India does not have a Stock Exchange ?
(1) Kolkata
(2) Ahmedabad
(3) Mumbai
(4) Delhi
(5) Udaipur
Q.7 Hillary Clinton who was in India recently is the U.S. Secretary of--
(1) Commerce
(2) State
(3) Treasury
(4) Defence
(5) None of these
Q.8 If Indian Banking industry had demonstrated its resilience to external shocks in 2008-09, the credit goes to --
(A) Policies of the RBI & the Govt. of India
(B) Foreign aid/investments to Indian companies
(1) Only (A) (2) Only (B) (3) Only (C)
Q: 9 Tembhli village which was in news is in ---
(1) Bihar
(2) Rajasthan
(3) Orissa
(4) West Bengal
(5) Maharashtra
Q:10 Rohan Bopanna who represented Indian in an international event is a----
(1) Billiards Player
(2) Golf Player
(3) Chess Player
(4) Table Tennis Player
(5) Lawn Tennis Player
Q:11 AlBA Women's World Boxing Championship was organized in September 2010 in ---
(I) Rome
(2) New Delhi
(3) London
(4) Vienna
(5) Barbados
Q: 12 Mr. A. K. Antony a Union Minister in the Indian Cabinet recently signed an agreement with South Korea. This means the agreement is for the Cooperation in the field of--
(1) Agriculture
(2) Rural Development
(3) Defence
(4) Steel & Iron
(5) None of these
Q: 13 Sir Mota Singh who was Knighte by the Queen Elizabeth II earlier this year is---
(1) First Sikh Judge in UK
(2) first Sikh Minister in UK
(3) First Indian to become Vice Chancellor in Cambridge
(4) First Indian to become Governor of a State in USA
(5) None of these
Q.14 'Ayodhya' which was in news recently is a place in---
(1) Madhya Pradesh
(2) Bihar
(3) Rajasthan
(4) Jharkhand
(5) Uttar Pradesh
Q.15 Which of the following is the name of a private sector Bank in India?
(1) IDBI Bank
(2) Axis Bank
(3) Corporation Bank
(4) UCO Bank
(5) All are Private Banks
Q.16. The Govt. of India does no! provide any direct financial assistance to which of the following schemes?
(1) Mahatma Gandhi National Rural Employment Guarantee scheme
(2) Rural Health Mission
(3) Indira Aawas Yojana
(4) Jeevan Sathi Yojana
(5) Rajiv Gandhi Grameen Vidyutikaran Yojana
Q.17. What does the letter'S' denotes in 'AFSPA' ar abbreviation we very often see in newspapers?
(1) Slow
(2) Special
(3) State
(4) Solid
(5) Sovereign
Q.18. Which of the following terms is used in banking and finance?
(1) Abiotic
(2) Demand Deposit
(3) Fat scales
(4) A diabetic
(5) Cathode
Q.19. Which of the following is a food crop?
(1) Maize
(2) Cotton
(3) Palm
(4) Jute
(5) Jatropha
Q.20. Vedanta Alumina is a company operating in the area of ----
(1) Shipping
(2) Mining
(3) Cement
(4) Textiles
(5) Banking
Q.21. Names of which of the following rates/ratios cannot be seen in financial newspapers?
(1) Bank Rate
(2) Repo Rate
(3) Cash Reserve Ratio
(4) Pulse Rate
(5) Statutory Liquidity Ratio
Q.22. An individual visiting UAE will have to make his/her payments in which of the following currencies?
(1) Dirham
(2) Taka
(3) Baht
(4) Peso
(5) Dinar
Q.23. Who, amongst the following is NOT a famous writer?
(1) Sania Mirza
(2) V. S. Naipaul
(3) Chetan Bhagat
(4) Khushwant Singh
(5) Namita Gokhale
Q.24. 'Peepli Live' is a film directed by ---
(I) Anusha Rizvi
(2) Aamir Khan
(3) Kiran Rao
(4) David Dhawan
(5) None of these
Q.25. Which of the following is the Chemical name of the salt we use in our kitchen?
(1) Calcium Carbonate
(2) Calcium Chloride
(3) Sodium Carbonate
(4) Sodium Chloride
(5) Ammonium Sulphate
Q.26. The judges of the Supreme Court of India now retire at the age of---
(1) 58 years
(2) 60 years
(3) 62 years
(4) 65 years
(5) 68 years
Q.27. Operation New Dawn is the beginning of stability in---
(1) Afghanistan
(2) Iran
(3) Sudan
(4) Sri Lanka
(5) Iraq
Q.28. Which of the following books' is written by Kiran Desai ?
(1) A house for Mr. Biswas
(2) 3 Mistakes of My Life
(3) A Tale of Two Sisters
(4) The Inheritance of Loss
(5) Tale of Two Cities
Q.29. Jimena Na";'arrete who was crowned Miss Universe 2010 is from ---
(I) Mexico
(2) Venezuela
(3) Brazil
(4) New Zealand
(5) Italy
Q.30. India has an agreement with USA for producing energy in the form of---
(1) Hydraulic
(2) Thermal
(3) Nuclear
(4) Solar
(5) All of these forms
Q. 31 Which of the following is an economic term?
(1) Plaintiff
(2) Bunker Blaster
(3) Deflation
(4) Lampoon
(5) Zero Hour
Q.32. Which of the following awards is given to sports persons in India?
(1) Shantiswarup Bhatnagar Awards
(2) Arjuna Award
(3) Kalidas Samman
(4) Saraswati Samman
(5) None of these
Q.33. Which of the following is the trophy/cup associated with the game of cricket?
(1) Derby
(2) Merdeka Cup
(3) Santosh Trophy
(4) Duleep Trophy
(5) Durand Cup
Q.34. Who amongst the following can take benefit of the Social Security Fund established by the Govt. ofIndia for unorganized workers? .
(1) Primary school teacher
(2) Employee of Sugar Factory
(3) Textile Mazdoor
(4) Rickshaw Puller
(5) Clerk in a factory
Q.35. Shushil Kumar who won a Gold Medal at an international event is a famous---
(1) Wrestling champion
(2) Golf player
(3) Table Tennis Player
(4) Weight lifter
(5) None of these
Q.36. In case a major war breaks out between two nations, which of the following organizations/agencies will be seen in the battle field, in addition to the armies of the fighting parties?
(1) WTO
(2) Red Cross
(3) CARE
(4) OPEC
(5) All of these
Q.37. Which of the following is the abbreviated name associated with food security?
(1) ASHA
(2) PDS
(3) WTO
(4) OPEC
(5) NPA
Q.38. Which of the following is a good and rich source of vitamin 'C' ?
(1) Milk
(2) Radish
(3) Mango
(4) Lemon Juice
(5) Banana
Q.39. Who amongst the following Indian Prime Ministers was honoured Posthumously by the Govt. of Bangladesh for his/her contributions to the independence of the nation?
(1) Rajiv Gandhi
(2) Jawaharlal Nehru
(3) Indira Gandhi
(4) Lai Bahadur Shastri
(5) None of these
Q.40. Who amongst the following was never a Governor of the RBI?
(1) Bimal Jalan
(2) Y. V. Reddy
(3) Arup Roy Choudhury
(4) C. Rangarajan
(5) D. Subbarao
Answer:
(1) 3 (2) 5 (3) 3 (4) 10 (5) 5 (6) 5 (7) 4 (8) 1 (9) 5 (10) 5 (11) 5 (12) 3 (13) 1 (14) 5 (15) 2 (16) 1 (17) 2 (18) 2 (19) 4 (20) 2 (21) 4 (22) 1 (23) 1 (24) 1 (25) 4 (26) 4 (27) 1 (28) 4 (29) 1 (30) (31) 3 (32) 2 (33) 4 (34) 4 (35) 5 (36) 2 (37) 2 (38) 4 (39) 3 (40) 3
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