Canara Bank P.O. Exam 2009 Solved Paper

GENERAL AWARENESS

1. As per the recent reports published in newspapers/magazines, India ranks at a lower level in Hunger Index. The Hunger Index is measured on which of the following indicators?

1. Child Malnutrition
2. Rate of Child Mortality
3. Rate of Literacy
4. No. of people who are calories deficient

(A) Only 1 and 2
(B) Only 2 and 3
(C) Only 1,2 and 4
(D) AliI, 2,3 and 4
(E) None of these
2. Who amongst the following economists gave the concept of 'economies of scale',which says 'many goods and services can be produced more cheaply in long series'?(A) Edward C. Prescott
(B) Amartya Sen
(C) Gary S. Becker
(D) Edmund S. Phelps
(E) Paul Krugman
3. As per the recent report which of the following countries emerged as India's top trading partner during 2008-09?
(A) Russia
(B) Brazil
(C) USA
(D) China
(E) None ofthese
4. In its mid term review of the economy the Reserve Bank of India pegged the country's economic growth for fiscal year 2008-09 at which of the following levels?(A) 6%
(B) 6.5%
(C) 7%
(D) 7.7%
(E) 8.7%
5. Which of the following countries has elected Joe Biden as its Vice President in its general elections held in November 2008?(A) Britain
(B) Canada
(C) Australia
(D) USA
(E) None of these
6. Very often we read in newspapers/magazines about 'Sovereign Wealth Funds'.Which of the following is/are the correct description of the same?

1. These are the funds or the reserves of a government or central bank of a country which are invested further to earn profitable returns.
2. These are the funds, which were accumulated by some/ people over the years buf were not put in active circulation as they retain them as Black Money for several years.
3. The funds which are created to be used as relief funds or bailouts packages are known as sovereign funds.

(A) Both 2 and 3 only
(B) Only 2
(C) Only 3
(D) Only 1
(E) None of these
7. The Govt. of India has decided to declare which of the following rivers a National River?
(A) Brahmaputra
(B) Yamuna
(C) Ganga
(D) Kaveri
(E) None of these
8. Very often we read about Special Economic Zones (SEZs) in news-papers. What was the purpose of promoting SEZs in India?

a. They are established to pro-mote exports.
b. They are established to attract investments from foreign countries.
c. They are established to help poorest of the poors in India as the activities of these zones are reserved only for poors and those living below poverty line.

(A) Only 1
(B) Only 2
(C) Only3
(D) Both 1 and 2 only
(E) None of these
9. The Asian Cooperation Dialogue Conference of 31 nations was organized in October 2008 in-(A) New Delhi
(B) Seoul(S.Korea)
(C) Beijing(China)
(D) Dhaka(Bangladesh)
(E) Astana(Kazakhastan)
10. The White Tiger is a book written by-
(A) Arnitav Ghosh
(B) Arundhati Roy
(C) V.S.Naipaul
(D) Kiran Desai
(E) Aravind Adiga
11. The Ratio of the Cash Reserves that the banks are required to keep with RBI is known as-
(A) Liquidity Ratio
(B) SLR
(C) CRR
(D) Net Demand & Time Liability
(E) None of these
12. A Rs.35000 crore JSW Steel Plant was inaugurated in November 2008 in-
(A) Kota
(B) Nandigram
(C) Pune
(D) Jamshedpur
(E) Salboni
13. The Govt. of India in order to provide some relief to the exporters announced a relief package ofRs.-(A) 1000 crores
(B) 2500 crores
(C) 4000 crores
(D) 5000 crores
(E) 7000 crores
14. Which of the following awards/honours was conferred upon Pt.Bhimsen Joshi recently?
(A) Man of the year
(B) Kala Shikhar Samman
(C) Dada Saheb Phalke Award
(D) Kalidas Samman
(E) Bharat Ratna
15. Which of the following Space Craft was launched recently to prepare a 3 dimensional Atlas of the lunar surface and also for chemical mapping of entire lunar surface?
(A) PSLV-II
(B) Chandrayan II
(C) Chandrayan III
(D) Chandrayan-I
(E) None of these
16. As per new revised rules now Foreign Direct Investment in Insurance sector is possible upto the limit of-A) 26%
(B) 40%
(C) 49%
(D) 70%
(E) None of these
17. Who amongst the following players recently became the first ever Indian to win a World Championship in Badminton?(A) P.Gopichand
(B) Saina Nehwal
(C) Aparna Popat
(D) Nandu M.Natekar
(E) None of these
18. Which of the following countries got Wan chuck as its fifth King recently?
(A) Bhp.tan
(B) Nepal
(C) Japan
(D) Spain
(E) None of these
19. As per the news reports members of the SAARC agreed to establish a'SAARC Food Bank' to ensure food security for members in case of any emergency.Which of the following nations agreed to provide maximum quantity of food for the bank?
(It will provide 1,53,200 tonnes) PDI August/2009/316(A) India
(B) Bhutan
(C) Sri Lanka
(D) Pakistan
(E) None of these
20. The availability of Cash and other cash like marketable instruments that are useful in purchases and investments are commonly known as-(A) Cash crunch
(B) Liquidity
(C) Credit
(D) Marketability
(E) None of these
21. India recently signed an agreement with which of the following countries so that they are allowed to deal smoothly with the problem of fishermen who cross International Maritime Boundary Line?(A) Bangladesh
(B) Sri Lanka
(C) Pakistan
(D) Myanmar
(E) None of these
22. The World Development Report 2009 was released recently.Who publishes the World Development Report every year?(A) Asian Development Bank
(B) World Bank
(C) International Monetary Fund
(D) United Nations Organizations
(E) None of these
23. The 3rd IBSA Summit took place in New Delhi in October 2008.Which of the following statements about the same is/are correct?

1. Leaders agreed to set a trilateral trade target of US$ 25 million by 2015.
2. Leaders adopted a 50 point Delhi Summit Declaration which has their views on global governance.
3. IBSA agreed to provide its membership to China and Russia from 2011

(A) Only 1
(B) Only 2
(C) Only 3
(D) All 1,2&3
(E) None of these
24. As per newspaper reports India's Trade gap is showing a negative growth since last few months 'Trade Gap' means what?(A) Gap between total GDP and total consumption
(B) Gap between total Imports and total Exports
(C) Gap between available liquidity and expected demand in next five months
(D) Gap between budgeted revenue collection and actual collection of the same
(E) None of these
25. Mr. Kgalema Motlanthe who was on a visit to India in October 2008 is the-(A) President of South Africa
(B) Prime Minister of South Africa
(C) President of Kenya
(D) Prime Minister of Kenya
(E) Deputy Director General of UNO
26. As per the reports published in newspapers India allowed to open Cross-LaC Trade after a gap of about 60 years.Which of the following routes was thrown open for the same?(A) Srinagar-Muzaffarabad
(B) Kolkata-Dhaka
(C) Varanasi-Kathmandu
(D) Imphal-Yangon
(E) None of these
27. Who amongst the following scored his 40th century in the Test cricket while playing against Australia in Nagpur in November 2008?(A) Sachin Tendulkar
(B) Ani! Kumble
(C) M. S. Dhoni
(D) Harbhajan Singh
(E) None of these
28. Mr. Mohammed Anni Nasheed's name was in news in recent past as he has taken over as President of-(A) Bangladesh
(B) Maldives
(C) Malaysia
(D) Indonesia
(E) None of these
29. The financial turmoil all over the world in recent past has also put some effect on Indian economy.What measures RBI had taken to improve the situation?

1. SLR has been reduced by one percentage points and at present is 24%
2. An advance of Rs.25,000 crore provided to banks/financial institutions under the Agricultural debt waiver and Debt Relief Schemes.
3. RBI allowed banks to raise their capital by issuing Investment Bonds. Almost all big banks have issued such bond in recent past.

(A) Only 1
(B) Only 2
(C) Only 3
(D) All 1,2&3
(E) Only 1&2both
30. Shivraj Chauhan has taken over as the Chief Minister of-
(A) Madhya Pradesh
(B) Rajasthan
(C) Bihar
(D) Chhattisgarh (E) Delhi
31. 'Jnanpith Award' is given for excellence in the field of-
(A) Music
(B) Literature
(C) Sports
(D) Films
(E) Social Services
32. Who amongst the following recently announced his Retirement from the cricket world?
(A) Sachin Tendulkar
(B) M.S.Dhoni
(C) Harbhajan Singh
(D) Rahul Dravid
(E) None of these
33. The second 'BIMSTEC Summit' was organized in November 2008 in-
(A) Dhaka
(B) Kathmandu
(C) Thirnpu
(D) New Delhi
(E) None of these
34. The Govt.of India recently signed an agreement with Malaysia to facilitate employment of workers between the two countries. Which of the following was/were the reason(s) owing to which both the nations decided to make an agreement for the same?

1. Malaysia is an important destination for Indian workers as Malaysia has almost 1.5 lakh Indian workers.
2. Most of the Indians are employed with the plantation and construction sectors where they were not getting a fair treatment.
3. In the last few years there was a strong opposition to employ Indians as the unemployment rate in Malaysia is almost 30%

(A) Only 1
(B) Only 2
(C) Only 3
(D) Both 1&2only
(E) None of these
35. Besides USA and France,India has also a Civil Nuclear Deal with-
(A) Britain
(B) Russia
(C) Germany
(D) Canada
(E) Australia
36. Which of the following countries signed an agreement with Russia so that, the country did not attack on it in future and Russia also did not do the same?(A) Georgia
(B) Croatia
(C) Slovakia
(D) Tajikistan
(E) Mangolia
37. The third Commonwealth Youth Games were organized in October 2008 in-
(A) Chandigarh
(B) Bangalore
(C) Pune
(D) Lucknow
(E) Jaipur
38. Miss Karla Paula Henry won which of the following titles 'when she participated in an event in November 2008 in Philippines?
(A) Miss Earth
(B) Miss World
(C) Miss Universe
(D) Miss Asia Pacific
(E) None of these
39. Who amongst the following is the author of the book 'Development as Freedom'?
(A) Arnartya Sen
(B) C.Rangarajan
(C) Y.V.Reddy
(D) Bimal Jalan
(E) None of these
40. Who amongst the following cine star of India became the first upon whom Malaysian title 'Datuk'was conferred recently?(A) Arnitabh Bachchan
(B) Akshay Khanna
(C) Salman Khan
(D) Shah Rukh Khan
(E) None of these
41. Mr.Stephen Harper whose name was in news recently is the-(A) President of New Zealand
(B) President of Australia
(C) President of Sweden
(D) President of Canada
(E) None of these
42. Pravasi Bharatiya Diwas is observed on which of the following days?(A) 9th March
(B) 9th February
(C) 9th January
(D) 19th February
(E) 19th January
43. Gold Mines in India are located mainly in-
(A) Kolar
(B) Raniganj
(C) Jadugoda
(D) Veeranam
(E) None of these
44. Ms.Kiran Desai is the author of which of the following books ?
(A) God of small things
(B) The inheritance of loss
(C) Midnight's children
(D) A House for Mr. Biswas
(E) None of these
45. Which of the following is the duration of the present Five-Year Plan ?
(A) 2008-12
(B) 2009-13
(C) 2007-12
(D) 2006-11
(E) None of these
46. Which of the following Ministries was Mr.Shivraj Patil looking after immediately prior to his resignation from the cabinet?
(A) Foreign Affairs
(B) Home Affairs
(C) Rural Development
(D) Agriculture
(E) None of these
47. Which of the following schemes launched by the Govt. of India provides a guaranteed 100 days employment to rural employment seekers in India?(A) Bharat Nirman
(B) Swarnjayanti Grameen Rozgar Yojana
(C) National Rural Employment Guarantee Act
(D) National Food for Work Programme
(E) None of these
48. 'Satyam'which was in news recently was operating in which of the following areas?(A) Textile
(B) Mining
(C) Pharma
(D) Software

(E) None of these
Answers :
1. (C) 2. (E) 3. (D) 4. (D) 5. (D) 6. (D) 7. (C) 8. (D) 9. (E) 10. (E) 11. (C) 12. (E) 13. (D) 14. (E) 15. (D) 16. (C) 17. (B) 18. (A) 19. (A) 20. (B) 21. (B) 22. (B) 23. (B) 24. (B) 25. (A) 26. (A) 27. (A) 28. (B) 29. (A) 30. (A) 31. (B) 32. (E) 33. (D) 34. (D) 35. (B) 36. (A) 37. (C) 38. (A) 39. (A) 40. (D) 41. (D) 42. (C) 43. (A) 44. (C) 45. (E) 46. (B) 47. (C) 48. (D)

US sub-prime

   

The US sub-prime mortgage lending crisis or simply sub-prime crisis has been the catchphrase in various countries. It will affect the Indian economy or rather the global economy as a whole.

Sub-prime borrower
In US almost everything, right from getting a credit card to receiving various banking services, is dependent on the credit history of a person. A good credit history can be directly attributed to making payments on time, less revolving credit on credit cards, fewer payment defaults and check bounces etc. and is denoted by the FICO score or credit score of a person set by few credit rating agencies. It is easy for a person with a good credit history to get loans and other services while it’s exceedingly difficult for a person with a not so good credit history or low FICO score to avail banks’ services, let alone loans. Such poor credit history borrowers are called sub-prime borrowers. Since there is a risk of default on loans to sub-prime borrowers, US banks usually charge a higher rate of interest to them for the risk they are taking. From the bank’s side, a higher interest means a higher return, well with a risk. As a result, some banks had seen lending money to sub-prime borrowers as an opportunity.

Sub-prime boom
For a crisis to happen, first there has to be a boom. There were a few things that led to the sub-prime boom. I better quote Christian Stracke of Financial Times who had explained the situation quite nicely. “It all originated with a global imbalance between the supply of credit and the demand for credit. Global Central Bank let monetary policy move to a nearly unprecedented accommodative stance, pumping money into the system. At the same time, corporate, the traditional mainstays in terms of borrowing funds to invest moved to a defensive stance, having grown much more conservative in the wake of the Enron and WorldCom fiascos. Finally, the major developed countries began to gain a measure of fiscal discipline, with budget deficits shrinking, which further reduced the demand for credit on a global basis. That imbalance between investors flush with cash and the traditional borrowers not really needing or wanting that cash meant that investors had to look for new markets to invest in. As the Asset Backed Securities (ABS) market had been taking off and coming into the mainstream, a natural target was the sub-prime borrower - borrowers who in the past had wanted to borrow but who had been locked out of credit markets. Eager lenders met eager borrowers, with the mortgage originators, ABS underwriters, and credit ratings agencies playing the role of matchmaker, and the sub-prime boom was born.” Now, let's see what the banks or mortgage originators did to target the sub-prime borrowers’ market.

Role of Banks and Hedge Funds
So there was an opportunity among sub-prime borrowers and there has to be someone who could take the money from investors and give it to the borrowers. Who could do this better than the banks? Banks gave money to sub-prime borrowers and then they bundle the loans to a package and sold securities whose value was linked to the performance of the package of mortgage loans. Investors bought these securities and thus indirectly provided the money required for sub-prime lending. These derivative instruments are called Collateralized Debt Obligations (CDOs), which is one form of Asset Backed Securities. Thus, banks did away with the role of playing a financial intermediary. The total volume of CDOs in the US market is around $900 billion and only 17% of the CDOs were created out of sub-prime mortgages. Hedge Funds hold majority of these sub-prime related securities due to the inherent nature of their business making them extremely vulnerable to sub-prime related issues. So everything was set and now let’s find out what triggered the crisis.

Sub-prime crisis
Quite obviously the sub-prime crisis occurred when the sub-prime borrowers defaulted in their mortgage loans, which affected the returns of CDOs. The main reason was the inability of sub-prime borrowers to pay back the money. Another catalyst was the rising segment of credits like Home Equity Loans through which the borrowers could take a second credit on the same mortgage. These added to their inability to payback the money. As a result, some defaulted. Some started force selling their houses due to which property prices came down, which made it more difficult for other sub-prime borrowers to refinance their mortgages into loans with lower rates. The result, more and more defaults!

Now at the securities side, the highly leveraged hedge funds, found themselves in distress due to the rising defaults by sub-prime borrowers. Investors who had put their money in these funds wanted their money back which forced these funds to liquidate their assets. And thus started a vicious spiral of forced selling of sub-prime securities! This reduced the price of these securities in the market and thus the crisis grew new bounds. Since hedge funds are highly leveraged, a small decrease in their asset values is enough to make them bankrupt. As a result several funds filed for bankruptcy. Thus the sub-prime crisis showed its red face!

Effect on global and Indian economies
Few companies in the US filed for bankruptcy which led to the loss of thousands of jobs. People who invested through hedge funds lost their money. UK and Japanese economies were affected a lot as there were a lot of money from investors belonging to these geographies that had been put into sub-prime securities through the hedge funds.

In other economies, hedge funds faced selling pressure to meet margin calls which led to the fall of various non-US stock indices, Sensex, Nifty being few of them!

Though not severe, Indian economy got affected by this in the following ways. A reduction in the investments in Indian securities/major selling of Indian stocks by foreign investors (foreign funds having CDOs created out of sub-prime loans and had selling pressure) and a subsequent melt down of Indian stock markets, IT companies losing few of their clients belonging to US mortgage industry & Hedge Funds due to cost cutting or bankruptcy are some of these.

Analysts say that the US sub-prime crisis is not over yet. Let’s see what more this disaster has in its store in the days to come. 

UBI P.O.EXAM SOLVED PAPER

1. A hockey player is supposed to know the meaning of the term?
(A) Dead Ball
(B) Bouncer
(C) LBW
(D) Penalty Corner
(E) Frozen Ball
ANS: D
2. Which one of the following have provided bailout package to Ireland to deal with its debt crisis?
(A) EU only
(B) IMP only
(C) World Bank only
(D) Only (A) and (B) above
(E) All (A), (B) and (C) above
ANS: D
3. Which one of the following Indian Company is the only company from India to be included in the Top Ten 2010 Value creators Global Ranking released by global management consulting firm BCG?
(A) RIL
(B) Tata Steel
(C) Bharti Airtel
(D) JSPL
(E) Bajaj Auto
ANS: D
4: Which one of the following has launched guidebook on standards for exporters?
(A) RBI
(B) SEBI
(C) IBA
(D) UNIDO
(E)UNESCO
ANS: D
5. BIPA with Sudan comes into effect was the news in various newspaper recently. It is an agreement for?
(A) Investment in a country
(B) Peaceful use of atomic power
(C) Allowing students to visit each others nation
(D) Allowing people to come for medical treatment
(E)
ANS: A
To form an alliance with each other in case of a war
6. In which one of the following sports Sandhya Rani Devi bagged
Silver in Asiad 2010, Games?
(A) Shooting
(B) Squash
(C) Taekwondo
(D) Ten-pin bowling
(E) Wushu
ANS: E
7. Which of the’ following terms is normally not seen in the field of
International Relations?
(A) Exchange Rate
(B) Free Trade
(C) MFN
(D) Alluvial Soil
(E) OECD
ANS: D
8. According to mid term review of Indian economy, which one of the following segments will be the major contributor to GDP growth?
(A) Agriculture
(B) Industry
(C) Services
(D) Mining
(E) None of these
ANS: C
9. Which of the following films directed by Aamir Khan was sent for OSCARs Award nominations from India?
(A) Rang De Basanti
(B) Peepli Live
(C) Tare Zamin Par
(D) Lagan
(E) None of these
ANS: B
10. In which one of the following states, population growth rate is lower than national average?
(A) Dethi
(B) Gujarat
(C) Chhattisgarh
(D) Himachal Pradesh
(E) Orissa
ANS: E
11.In broad gauge, the distance between the rails is
(A) 1.00 metre
(B) 3 metre
(C) 1.67 metre
(D) 2.67 metre
(E) 0.76 metre
ANS: C
12. Who is Indra Nooyi?
(A) CEO Coca Cola
(B) CEO PepsiCo.
(C) Managing Director Nano Division
(D) India’s permanent representative to UNO
(E) None of these
ANS: B
13. ET Now and CNBC TV18, TV Channels essentially broadcast
(A) English News
(B) Classic English Movies
(C) Political Events and News
(D) Business and Economic News
(E) All important national and international news in English
ANS: D
14. Amongst the following sports men/women, who has won the first gold medal at Guangzhou Asian Games?
(A) Yuan Xiachao
(B) Wang Migluen
(C) Zhu Oianward
(D) Takeshi Matsuda
(E) Wu Jingbiao
ANS: A
15. With which one of the following fields was Satyajit Ray associated?
(A)Films
(B) Sports
(C) Social Work
(D). Drama
(E)Short Stories
ANS: A
16. ‘Daniel Vettroi’ is captain of which one of the following teams?
(A) New Zealand Cricket Team
(B)South Africa Cricket Team
(C)New Zealand Basket Ball Team
(D) West Indies Cricket Team
(E) Australia Cricket Team
ANS: A
17. Who amongst the following carried Indian Tricolour at
Guangzhou Asian Games?
(A) Sania Mirza
(B) Saina Nehwal
(C) Gagan Narang
(D) Suranjay Singh
(E) Randhir Singh
ANS: C
18. Financial ratio analysis of a company helps in understanding—
1. The long term debt raising capacity
2. The short term solvency
3. The reasons for fluctuation in its stock prices
4. The net worth of the company
5.The profitability
(A) 1,2,3,4
(B) 2,3,4
(C)3,4,5
(D) 3,1,2,4
(E) 1,2,4,5
ANS: E
19. Human breath is visible in winter but not in summer because—
(A) The difference in outside pressure gives visibility to breath
(B) Breath contains certain impurities and visible matters
(C) Water vapour in breath condenses in cold air, making it visible
(D) Breath has heat in it which evaporates in cold air giving visibility
(E) None of these
ANS: D
20. Which of the following is/are not the names of Seven North
Eastern States?
1. Jorhat
2. Manipur
3. Meghalaya
4. Agartala
5. Dimapur
(A) 1,2,3
(B) 2,3,4
(C) 3, 4, 1
(D) 1, 4, 2
(E) 1,4,5
ANS: E
21. According to a recent newspaper survey, which one of the following is the most preferred language for leisure reading among the Indian Youth?
(A) Hindi
(B) Marathi
(C) Bengali
(D) Telugu
(E) English
ANS: E
22. Who was Dr. C. Rangarajan?
(A) Chairman, PMEAC
(B) Member, Planning Commission
(C) Chief Economist, IBA
(D) RBI Governor
(E) Member, Minority Commission
ANS: D
23. Which of the following is an oilseed?
(A) Garlic
(B) Clove
(C) Cardamom
(D) Cumin Seed
(E) Mustard
ANS: E
24. The RBI reviews its credit and monetary policy at regular intervals and also in between. What is the purpose of the same?
1. To ensure that inflation does not cross the limit
2. To ensure that banks have enough liquidity
3. To ensure that cost of the fund does not reach a very high level
(A) Only 1
(B) Only2
(C) All1,2 and 3
(D) Only 2 and 3
(E) None of these
ANS: C
25. The name of the white revolution is associated with?
(A) J. V. Narlikar
(B) J.C.Bose
(C) Kurien Verghese
(D) M. S. Swaminathan
(E) C. Rangarajan
ANS: C
26. The cabinet committee recently approved the ‘IGMSY’ a scheme for the welfare of the people of India. Who amongst the following will get the benefit of the scheme?
(A) Mothers and pregnant women
(B) Children upto 12 years of age
(C) Youth
(D) Old and Senior Citizens
(E) All the above
ANS: A
27. The Govt. of India provides direct financial support to which of the following schemes?
(A) Jeevan Bharati Scheme
(B) ULIP
(C) Sampoorna Grameen Rozgar Yojana
(D) Packing Credit Guarantee Scheme
(E) All of the above
ANS: C
28. Who amongst the following is a famous Urdu author/poet who received Jnanpith Award recently?
(A)Akhlaq Khan Shabryar
(B)ONV Kurup
(C) Khushwant Singh
(D) Krishna Sobti
(E)None of these
ANS: A
29. Who amongst the following is the author of the Book ‘A Bend in the River’?
(A) V. S. Naipaul
(B) Arun Shourie
(C) Octavia Paz
(D) Daniel Defoe
(E) Walter Scott
ANS: A
30. Which of the following is called
the pink city of India?
(A) Kolkata
(B) Lucknow
(C) Kota
(D) Hyderabad
(E) Jaipur
ANS: E
31. Which of the following states got a new Chief Minister without
new assembly elections?
(A) Goa
(B) Madhya Pradesh
(C) Jharkhand
(D) Gujarat
(E) Delhi
ANS: C
32. A two days National level conference /event was organised in
Chandigarh in September 2010.
Which was the conference /event?
(A) Miss India 2010
(B) Asian Women Hockey Finals 2010
(C) Conference of the Finance Ministers of SAARC
(D) National Rabi Conference
(E) None of these
ANS: E
33. Which of the following Summits took place in Hanoi in October
2010?
(A) ASEAN Summit
(B) SAARC Summit
(C) G-20 Summit
(D) G-8 Summit
(E) None of these
ANS: A
34. The Reserve Bank does not have an office in?
(A) Kanpur
(B) Jaipur
(C) Lucknow
(D) Bhopal
(E) Gulbarga
ANS: E
35. A Badminton player is supposed to know the meaning of the term
(A) Bouncer
(B) Love
(C) LBW
(D) Punch
(E) Booster
ANS: B
36. Who amongst the following is the recipient of the Rajiv Gandhi Khel Ratna Award 2010?
(A) Ishant Sharma
(B) Hariom Singh
(C) M.S.Dhoni
(D) Sushil Kumar
(E) Saina Nehwal
ANS: E
37. India extended a credit of US $ 250 million to which of the following countries, which will be used for infrastructural development there?
(A)China
(B) Pakistan
(C) Myanmar
(D) Nepal
(E)Sudan
ANS: D
38. Which one of the following makes a case for intensive, modem farming?
(A) Higher output using organic method
(B) Remunerative price
(C) Cropping pattern
(D) Land acquisition for non agricultural needs
(E) None of these
ANS: C
39. In which one of the following States multi-thousand-food grain scam has recently been noticed by the High Court?
(A)M. P.
(B) Orissa
(C)Bihar
(D) Jharkhand
(E)U.P.
ANS: C
40. Which one of the following is the objective of Corporate Social Responsibility (CSR) issued by the Government?
(A), To ensure that Companies take steps for rehabilitation of project affected people
(B) To ensure that Companies use some of their profits for educating the project affected people
(C) To ensure that Companies provide health care to project affected people
(D) To ensure that Companies take preventive measures to avoid environmental damage
(E) None of these
ANS: A
41. The eleventh ‘five year plan’ of India is for the five years ranging
from?
(A) 2009—2014
(B) 2008—2013
(C) 2007—2012
(D) 2006—2011
(E) None of these
ANS: C
42. DSCR indicates the ability of a company to
(A) Meet its current liabilities
(B) Service its shareholders
(C) Meet its long term debt obligations
(D) Raise further capital
(E) None of these
ANS: C
43. An IPO is—
(A) Initial price offered by a private limited company to its shareholders
(B) An offer by an unlisted company for sale of its shares for the first time to the public
(C) Used to increase the share capital of an unlisted company
(D) A book building process
(E) None of these
ANS: B
44. A decreasing current ratio indicates
(A) A stable liquidity
(B) An increasing liquidity
(C) A strained liquidity
(D) Satisfactory current solvency
(E) None of these
ANS: E
45. Private equity investors, invest in a company based mainly on
(A) The age of the company
(B) The location of the company
(C) The activity undertaken by the company
(D) The creditability and the valuation of the company
(E) The existing profitability of the company
ANS: E
46. The synagogue is generally
(A) An epic
(B) A religion
(C) Jewish House of Prayer
(D) The Parsi temple
(E) A palace
ANS: C
47.Deuce is a term used in
(a) Polo
(b) Lawn tennis
(c) Badminton
(d) Boxing
(e) Volley ball
(A) a,b,c
(B) b, c, d
(C) c,d,a
(D) a,b,e
(E) b,c,e
ANS: E
48. ISI is the intelligence agency of
(A) United Kingdom
(B) United States of America
(C) Israel
(D) Pakistan
(E) India
ANS: D
49. Air Traffic Controller’s job involves—
1. Control of air traffic in and within vicinity of airport
2. Control of movement of air traffic between altitude, sectors and control centres
3. Following established procedures and policies for air traffic control
4. Control of commercial air line flights according to government regulations
5. To authorize and regulate
commercial airline flights
(A) 1,2
(B)2,3
(C) 1, 2, 3, 4
(D) 1, 2, 3, 4, 5
(E) 3,4,5
ANS: A
50. Animal assisted therapy is employed in?
(A) Operations
(B) ICU
(C) Old age homes
(D) Training animals
(E) Natural healing
ANS: D