1. Which of the following nations is
considered the originator of the concept of Micro Finance?
(1) Bangladesh
(2) India
(3) South Africa
(4) Greece
(5)Brazil
Ans-(1)
2. Which of the following is
represented by the letter ‘L' in the abbreviation CAMELS, the rating system
used in financial world ?
(1) Loans
(2) Leadership
(3) Liabilities
(4) Liquidity
(5) None of these
Ans-(4)
3. Repo rate is decided by which of
the following organizations?
(1) SEBI
(2) AMFI
(3) All Banks
(4) RBI
(5) IMF
Ans-(4)
4. Many a times we read a term ‘PPP'
in financial dailies/magazines. What is the full form of the same as used in financial
world?
(1) Purchasing Power Parity
(2) Per captia Potential Purchases
(3) Public Per captia Power
(4) Present Purchasing Power
(5) Popular Public Preferences
Ans-(1)
5. The rate of interest on Term
Deposits in Banks is stipulated by which of the following?
(1) RBI
(2) Government of India
(3) Indian Banks Association
(4) Banking Codes and Standards
Board of India
(5) Individual Banks themselves
Ans-(5)
6. Which of the following is
not a function of a commercial bank?
(1) Providing project finance
(2) Selling Mutual Funds
(3) Deciding policy rates like CRR,
Repo Rates/SLR etc.
(4) Settlement of payments on behalf
of the customers
(5) Providing services such as
locker facilities, remittances etc.
Ans-(3)
7. Which of the following carries
out ‘Open Market Operations'?
(1) Stock Exchanges in India
(2) Indian Banks' Association
(3) Securities and Exchange Board of
India
(4) Planning Commission
(5) Reserve Bank of India
Ans-(3)
8. The famous name Vikram Pandit is
associated with which of the following organizations/banks?
(1) Cairn Energy
(2) ICICI Bank
(3) Pepsi Co.
(4) Vodafone
(5) Citigroup
Ans-(5)
9. Which of the following is the
main function of I.M.E.?
(1) Finance investment loans to
developing countries
(2) Act as a private sector lending
arm of the World Bank
(3) Help to solve balance of payment
problems of member countries
(4) Arrange international deposits
from banks
(5) None of these
Ans-(3)
10. Which of the following is not a
mode of foreign capital inflow to India?
(1) FDI
(2) FII
(3) NRI Accounts
(4) No Frills Accounts
(5) All these are valid for foreign
capital inflow
Ans-(4)
11. Five Year Plans in India are
finally approved by which of the following bodies?
(1) National Development Council
(2) President on the advice of Prime
Minister
(3) Union Cabinet
(4) Planning Commission
(5) Finance Minister
Ans-(1)
12. Which of the following schemes
is launched specifically for helping Senior Citizens to avail loan by mortgage
of their residential property?
(1) English Mortgage Scheme
(2) Senior Capital Loan Scheme
(3) Reverse Mortgage Loan Scheme
(4) DEMAT Account Scheme
(5) None of these
Ans-(3)
13. The most appropriate measure of
a country's economic growth is___
(1) Net National Product
(2) Net domestic product
(3) Gross domestic product
(4) Per capita real income
(5) Total Foreign Investment in a
year
Ans-(3)
14. In order to streamline the
functioning of MFI sector the RBI had appointed a committee. The committee was
headed by___
(1) Dr. Y.V.Redddy
(2) Shri M.V.Nair
(3) Shri Y.H.Malegam
(4) Dr. D.Subbarao
(5) Smt. Usha Thorat
Ans-(3)
15. The census in India is done
after a gap of every-
(1) 5 years
(2) 10 Years
(3) 12 Years
(4) 15 Years
(5) None of these
Ans-(2)
16. Structure of Basel II is based
on how many pillars?
(1) Two
(2) Three
(3)
Four
(4) Five
(5) Six
Ans-(2)
17. Which of the following is/are
the depositories in India handling dematerialized shares?
(A) National Payment Corporation of
India
(B) Central Depository Service
(CDSL)
(C) Bombay Stock Exchange (BSE)
(1) Both (A) & (B)
(2) Only (B)
(3) Only (A)
(4) Only(C)
(5) All (A),(B) & (C)
Ans-(2)
18. What does the term NSDL stand
for?
(1) National Securities Development
Limited
(2) National Securities Depository
Limited
(3) National Safety Development
Limited
(4) Natural Safety Development
Limited
(5) National Social &
Developmental Liabilities
Ans-(2)
19. Non-Banking Financial Company
(NBFC) does not have which of the following functions?
(1) Equipment leasing
(2) Housing finance and investments in
financial securities
(3) Hiring & Purchasing Assets.
(4) Demand Deposits
(5) None of these
Ans-(4)
20. Insurance business in India is
regulated by___
(1) Life Insurance Corporation of
India
(2) SEBI
(3) Reserve Bank of India
(4) Insurance Regulatory & Development
Authority (IRDA)
(5) AMFI
Ans-(4)
21. Basel III in banks is being
planned to be implemented from which of the following years?
(1)
2012
(2) 2013
(3)
2014
(4) 2015
(5) 2019
Ans-(5)
22. Money Laundering refers to which
of the following?
(1) Conversion of assets into cash
(2) Conversion of Money which is
illegally obtained
(3) Conversion of cash into gold
(4) Conversion of gold into cash
(5) Conversion of shares into cash
Ans-(2)
23. As per the repots in various newspapers,
RBI has asked banks to make a plan to provide banking service to all villages
having a population of 2000. This directive issued by the RBI will fall in
which of the following categories?
(1) Plan for Financial Inclusion
(2) Efforts to meet the targets of
Priority Lending
(3) Extension of Relief Packages to
the Farmers
(4) Extensions of Internal and
Branchless Banking
(5) None of these
Ans-(1)
24. The price at which the Govt.
Purchases food grain for maintaining the public distribution system is known
as-
(1) Ceiling prices
(2) Procurement price
(3) Minimum Price
(4) Issue Price
(5) Distribution price
Ans-(2)
25. Which of these books is written
by Kiran Desai?
(1) A Village By the Sea
(2) Darkness at Noon
(3) Lolita
(4) My Son's Father
(5) The Inheritance of Loss
Ans-(5)
Computer Awareness
26. The ___controls communications
for the entire computer system.
(1) Arithmetic-logic unit
(2) Semiconductor
(3) Motherboard
(4) Coprocessor
(5) None of these
Ans-(3)
27. A ___is approximately 1 million bytes.
(1) Megabyte
(2) Kilobyte
(3) Gigabyte
(4) Terabyte
(5) None of these
Ans-(1)
28. Which of the following is
formally defined as a criminal action perpetrated primarily through the use of
a computer?
(1) Phishing
(2) Hacking
(3) Cybercrime
(4) Social networking
(5) None of these
Ans-(3)
29. Hardware used to translate
words, sound images and actions that People understands into a form that the
system unit can process is known as-
(1) Device drivers
(2) Device readers
(3) Input devices
(4) Output devices
(5) None of these
Ans-(3)
30. Being- means being familiar
enough with computers in such a manner that you understand their capabilities
and limitations.
(1) Computer literate
(2) Computer competent
(3) Computer savvy
(4) Technology literate
(5) None of these
Ans-(1)
31. The System component that
controls and manipulates data in order to produce information is called the -
(1) Keyboard
(2) Microprocessor
(3) Monitor
(4) Mouse
(5) None of these
Ans-(2)
32. The container that houses most
of the electronic components that make up a computer system is known as the -
(1) Arithmetic -logic unit
(2) Central processing unit
(3) RFID
(4) System catalog
(5) None of these
Ans-(5)
33. How a network is arranged and
how it shares information and resources is called a network___
(1) Topology
(2) Strategy
(3) Protocol
(4) Architecture
(5) None of these
Ans-(4)
34. These chips are specifically
designed to handle the processing requirements related to displaying and
manipulating 3-D images.
(1) Graphics coprocessors
(2) Arithmetic - logic unit
processors
(3) Control unit processors
(4) CISC chips
(5) None of these
Ans-(1)
35. Which type of software is used
to make a slide show ?
(1) Spreadsheets software
(2) World processing software
(3) Presentation software
(4) System software
(5) None of these
Ans-(3)
36. RAM is referred to as- storage.
(1) Direct
(2) Volatile
(3) Secondary
(4) Sequential
(5) None of these
Ans-(2)
37. The - tells the rest of the
computer how to carry out a program's instruction.
(1) ALU
(2) Control unit
(3) System unit
(4) Motherboard
(5) None of these
Ans-(2)
38. The combination of
operating system and processor in a computer is referred to as computers'___
(1) Firmware
(2) Specification
(3) Minimum requirements
(4) Platinum
(5) None of these
Ans-(5)
39. The position of a disk that
contains no stored data, but may contain latent data is called-
(1) RAM slack
(2) A cluster
(3) Swap space
(4) Unallocated space
(5) None of these
Ans-(3)
40. What is keyboard used for?
(1) Input text and numbers and send
commands to the computer
(2) To create new keys to use with
your computer
(3) To open the computer up
(4) To create pictures and images
and send them to your computer
(5) None of these
Ans-(1)
41. The information processing cycle
includes the following processes -
(1) Input, processing, output,
storage
(2) Input, output, manipulation,
arithmetic
(3) Data, processing, printing,
editing
(4) Storage, display, data,
information
(5) None of these
Ans-(1)
42. How tightly the bits can be
packed next to one another on a disk is referred to as-
(1)
Tracks
(2) Sectors
(3)
Density
(4) Configuration
(5) None of these
Ans-(3)
43. What are the speakers attached
to your computer used for?
(1) Displaying images
(2) Sending messages
(3) Storing messages
(4) Handling sound and music
(5) Make system look technical
Ans-(4)
44. Tape is described as using this
type of access-
(1) magneto-optical
(2) DVD
(3) Direct
(4) Disastrous
(5) None of these
Ans-(3)
45. Many experts are predicting that
this revolution is expected to dramatically affect the way we communicate and
use memory___
(1) Graphics
(2) Input
(3) Computer technology
(4) Industry
(5) Wireless
Ans-(5)
46. The acronym DBMS stands for
what?
(1) Double-blind management setup
(2) Document binder management
system
(3) Data binding and marketing
structure
(4) Database methodology system
(5) None of these
Ans-(5)
47. The Name of the location of a
particular piece of data is its___
(1) Address
(2) Memory name
(3) Storage site
(4) Data location
(5) None of these
Ans-(4)
48. The arithmetic/logic unit
performs the following actions___
(1) Checks data for accuracy
(2) Does calculations using
addition, subtraction, multiplication, and division
(3) Does logical comparisons, such
as equal to, greater than, less than
(4) Does both calculations and
logical comparisons
(5) None of these
Ans-(4)
49.The most powerful type of
computer is___
(1) Mainframe computers
(2) Microcomputers
(3) Minicomputers
(4) Synocomputers
(5) Supercomputers
Ans-(5)
50. Letters, memos, term papers,
reports and contracts are all examples of ___
(1) Models
(2) Spreadsheets
(3) Documents
(4) menus
(5) None of these
Ans-(3)
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