Tuesday, February 28, 2012

Interview que-n-ans 4 banks-

1.What is the main function of Competition Commission of India?
CCI is an independent body which become operational w.e.f. May 20, 2009 and is responsible for investigating the mergers, market shares & conditions besides regulating firms. CCI will ultimately replace the Monopolies and Restrictive Trade Practices Commission (MRTPC) of India.
2. What is Lead Bank Scheme?
Lead bank scheme was introduced around 40 years ago and recently it was in the news as a high level committee chaired by RBI Deputy Governor Usha Thorat was constituted to review and revitalize this scheme. The scheme aims at facilitating credit delivery to the farfetched areas of India. There are members of the committee from NABARD and SIDBI. Thus the scheme focuses upon financial inclusion.The Opinion of this committee is that full financial inclusion is possible only if it makes a facility of opening of no frill accounts backed by other specialized services.
3. What are Nostro & Vostro Accounts ?
A nostro account is maintained by an Indian Bank in the foreign countries for a facility of easy clearing of their transactions. For instance, if the bank pays a demand drawn on it by its correspondent bank, there is no delay because the foreign corresponded bank would already have credited the nostro account of the paying bank while issuing the demand draft. A vostro account is maintained by a foreign bank in India with their corresponding bank.
4. From which country India imports maximum?
From China. Import from China was $ 24.16 billion in 2008-09, which got doubled in 3 years. This is 10.3 % of all the imports of India.
5. What is Gold Standard?
A system of setting currency values whereby the participating countries commit to fix the prices of their domestic currencies in terms of a specified amount of gold.
6. What is a Free Float Exchange Rate system?
An exchange rate system characterized by the absence of government intervention. Also known as a clean float.
7. What are Special Drawing rights SDR?
SDR are new form of international reserve assets, created by the International Monetary Funds in 1967. The value of SDR is based on a portfolio of widely used currencies and they are maintained as accounting entries and not as hard currency or physical assets like Gold.
8. What are the requirements to open a New Branch in Rural Area?
Since 2006, RBI has approved the opening of new branches only on the condition that at least half of such branches are opened in underbanked areas as notified by the regulator.The opening of branches by banks is governed by the provisions of Section 23 of the Banking Regulation Act, 1949. In terms of these provisions, banks cannot open a new place of business in India or abroad or change otherwise than within the same city, town or village, the location of the existing place of business without the prior approval of the Reserve Bank of India (RBI). Thus, it is mandatory for RRBs to seek prior approval/ license from Rural Planning and Credit Department (RPCD) of RBI before opening of new branches/offices. RRB should fulfill the following conditions to become eligible for opening of new branch/es.
1. It should not have defaulted in maintenance of SLR and CRR during the last two years.
2. The RRB should be making operational profits, its net worth should show improvement 3. Its net NPA ratio should not exceed 8 per cent.
9. What is concept sustainable Development?
Meeting the needs of the present without compromising the ability of future generations to meet their needs is called sustainable development. This concept is popular in present context of development.
10. What is the meaning of Financial Inclusion?
Today is is well recognized that large population of India is out of reach of the formal banking services. Financial inclusion is the concept which has been floated to bring the most of the rural population / area under the net of the financial and banking services.

Monday, February 27, 2012

84th Oscars-

The 84th Academy Awards ceremony/Oscars was hosted by the Academy of Motion Picture Arts and Sciences (AMPAS). The Artist'  directed by Michel Hazanavicius swept the Academy Awards by winning five Oscars including those for Best Picture, Director and Actor. The Artist is a silent French romantic comedy drama directed by Michel Hazanavicius, starring Jean Dujardin and Bérénice Bejo.

Hugo which also won five Oscars dominated the technical awards. Christopher Plummer  at 82 became the oldest actor ever to win an Academy Award, picking up the Best Supporting Actor trophy for his role as a senior citizen coming out of the closet in The Beginners.

Pakistan got its first Oscar as Sharmeen Obaid-Chinoy received the Oscar for Saving face (Best documentary -short subject)  along with Daniel Junge.

Rango - staring Johnny Depp as the voice of a chameleon won Best Animated Feature Film.
The Best Documentary Oscar went to Undefeated, about a underdog high school football team, while Iranian-made A Separation took the Best Foreign Language Film.

List of Awardees in the different categories

Best Picture - The Artist
Best Actor - Jean Dujardin for The Artist
Best Actress - Meryl Streep for The Iron Lady
Best Director - Michel Hazanavicius for The Artist
Best Supporting Actor - Christopher Plummer for Beginners
Best Supporting Actress - Octavia Spencer for The Help
Best Adapted Screenplay - The Descendants ( Alexander Payne, Nat Faxon and Jim Rash)
Best Original Screenplay - Midnight in Paris ( Woody Allen)
Best Animated feature film - Rango
Best foreign language film - A Separation ( Iran)
Best documentary (feature) - Undefeated
Best documentary (short subject) - Saving Face (Daniel Junge and Sharmeen Obaid-Chinoy)
Best short film (animated) - The Fantastic Flying Books of Mr. Morris Lessmore
Best short film (live action) - The Shore
Best art direction - Hugo
Best cinematography - Robert Richardson for Hugo
Best costume design - Mark Bridges for The Artist
Best film editing - The Girl with the Dragon Tattoo
Best makeup - The Iron Lady ( Mark Coulier and J. Roy Helland)
Best music (original score) - The Artist
Best music (original song) - Man or Muppet from The Muppets
Best sound editing - Hugo (Philip Stockton and Eugene Gearty)
Best sound mixing - Hugo (Tom Fleischman and John Midgley)
Best visual effects - Hugo (Rob Legato, Joss Williams, Ben Grossman and Alex Henning)

Quiz-05

1. Which of the following became the first smoke free state in India?

(a) Sikkim  (b) Himachal Pradesh  (c) Uttarakhand (d) None of these
Ans-a
2. Lightest element:- Hydrogen
Only Metal liquid at room temperature:- Hg Mercury
Tungsten symbol –W
Tin –Sn
Element with maximum number of compounds –Carbon ( due to catenation)
2. Which of the following became the Ist Asian Country to sign Free Trade Agreement with European Union?
(a) South Korea                      (b) China         (c) India                       (d) None of these
Ans-a
3. The Emissary’ is the book authored by:
(a) Tarun Tejpal                      b) Vinod Mehta  (c) Aniruddh Bahl  (d) None of these
Ans-c
4. Who is the new PM of Netherlands?
(a) Mark Ruttea   (b) Bill Carey       (c) Thakshin Sinawatra   (d) None of these
Ans-a
5. Who is the new PM of Kosovo?
(a) Hashim Taci               (b) N K Name Krumoh  (c) Jose Borosso d) None of these
Ans-a
6. Who is the chairman of National Democratic Front of Bodoland?
(a) Paresh Barna        (b) Aravind Rajakhowa  (c) Ranjan Daimary             (d) None of these
Ans-c
7. With which of the following countries India has not signed civil nuclear agreement?
(a) Namibia  (b) Sweden  c) Mongolia           (d) Argentina
Ans-b
8. Who is the PM of Sweden?
(a) Fredrick Rainfeldt  (b) Silvio Berlusconi  (c) Garry Wanders       (d) None of these
Ans-a
9. APEC Summit in November 2010 was held at  :
(a) Yokohama (b) Sydney                  (c) Singapore                          (d) Busan
Answer a;
10. Which public sector bank was the banking partner in Commonwealth Games 2010?
(a) Central Bank of India        (b) State Bank of India    (c) Bank of Baroda             (d) None of these
Answer-a;
11. Who is the new vice chief of army staff?
(a) V.K. Singh (b) A.S. Lamba  (c) C. Shekhawat                 (d) None of these
Answer :b
12. Who has became the vice president of ICC?
(a) Ehsaan Mani                     (b) John Mulford  (c) Alan Isaac                                 (d) Molcom Speed
Answer: c
13. Who is the Director General of National Investigation Agency ?
(a) R.V. Raju   (b) Ved Marwah  (c) K.F. Rustomji                (d) Sharad Chandra Sinha
Answer:d
14. Who is the Director of National Security Guard?
(a) R.K. Medhekar      (b) J.K Dutt   (c) B.K. Banerjee                      (d) None of these
Answer:a
15. Who of the following Indian got the Australia Day achievement medal 2010?
(a) V.P. Unnikrishnan             (b) Sandeep Pandey   (c) Vandana Shiva                 (d) None of these
Answer: a
16. Which of the following country became the 187th member of IMF?
(a) Marshall Islands     (b) Tuvalu     (c) Fiji     (d) None of these
Answer: b
17. India’s second National Institute of Design will come up at which of the following
(a) Amethi       (b) Jorahat        (c) Aizowl   (d) Itanagar
Ans- b
18. Benghazi is a port of :
(a) Libya          (b) Yemen            (c) Egypt                            (d) None of these
Answer:a
19. Jakhol Sankri Hydro Electric Project has been commissioned at
(a) Uttarakhand           (b) Himachal Pradesh    (c) J&K        (d) Arunachal Pradesh
Answer: a
20. ‘Home Boy’ is a novel written by
(a) H M Naqvi (b) H S Narula  (c) Anand Sarkar       d) Stephen Lipsett
Ans- a

Sunday, February 26, 2012

Indian History & Culture-

1. There are 1028 Vedic texts in Rig-Veda
2. Language of Vedas was Sanskrit
3. Gayatri Mantra is mentioned in 3rd mandal of Rig-Veda
4. Savitri or Sun is worshipped in Gayatri mantra
5. The social structure was Patriarchal
6. Cow was also used as a medium of exchange
7. Satyamev Jayate is taken from Mundakopnishad
8. The birth and rebirth is mentioned in Vrihadranyaka
9. Animal Theft was the crime mentioned most in Vedas’
10. Om has been used for 1028 times in Rigveda
11. Mahabharat was the largest epic of Vedic period written by Vedvyas in Sanskrit
12. Bronze was referred as Ayas
13. Barley was referred as Yava
14. Carpenter was called Takshak
15. Maker of bows was called dhumvakrit
16. Rice was referred as Vrihi
17. Goldsmith was called as Hiranyakata.
18. Jana word was used for 275 times in Rigveda
19. Indra word was used for 200 times
20. The potteries used were Black and Red ware, Black Slipped ware, painted Grey ware and Red ware.
21. Name of Indus River of Sindhu
22. Name of Kabul River was Kumbha
23. The name of swat river was Suvastu
24. Name of Chenab was Askini
25. The name of Jhelam river was Vitasta
26. The name of ravi river was Purushni.

Saturday, February 25, 2012

UN & its Secretaries Generals-

The history of the United Nations as an international organization has its origins in World War II. US President Franklin Delano Roosevelt first suggested using the name United Nations to refer to the Allies of World War II. Franklin Roosevelt adopted the name and the first official use of the term occurred on January 1, 1942 with the Declaration by the United Nations.



Name
Period
Nationality
Trygve Halvdan Lie
1946 ― 1952
Norway
Dag Hammarskjold
1952 ― 1961
Sweden
U Thant
1961 ― 1971
Myanmar
Kurt Waldheim
1972 ― 1981
Austria
Javier Perez de Cuellar
1982 ― 1991
Peru
Boutros Boutros-Ghali
1992 ― 1996
Egypt
Kofi Annan
1997 ― 2006
Ghana
Ban Ki Moon
2007 ―
South Korea